annuity: How does the NASD feel about Variable Annuities? THE REGULATORY VIEWPOINT 2006

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Let's look at this previous statementHow not feeling NASD variable annuities? Life-oriented benefits through consumer products? National or distrust? You decide ... This position is above the NASD is in the following issues variable annuity industry, because there is no official position on the matter and whether the benefits of marketing to people who live Retired / Retired took a risk buying a product with a false sense of security that somehow made money, annuity, if not exactly in risk.But NASD believes that its Variable Annuity is no longer presented a risk to the goods market risk, now, for life and all those that added further guarantees of profits?, annuity, Then maybe they should contact the SEC to be considered as a product not covered by the risk of all products NASD.



After those who use this word as a guarantee for the sale of variable presentation of pensions, of course, there should be risks consumer.I any statements in accordance with the NASD and the higher its overall position, which is not a question of whether the product is good or bad? What is the actual implementation of the National Association of Securities Dealers? Only products that are offered, right? This is good, now is not to deceive the people, for the use of the word RISK GUARANTEE PRODUCT .



.. (This is not a product, and how to sell and to whom) Is this real? Compatible? This is a product of the current design, which is in turn guaranteed leads.The my words is a word that should not be allowed to be expressed with a dangerous product. Give a sort of guarantee that is good to buy this product, and that if this or any other thing will be fine! ! ! These problems will not disappear because of this abuse "of the rights guaranteed in the sense of a dangerous product. This is a match? It 'compatible? It is this combination of product design and definitions? NASD if the rules for sending of mixed signals? " I am a regulatory level of ambition? There their standards of an exercise in contradiction?, annuity, Why all these problems? "This type of risk, which allowed a variable annuity to a point beyond their regulatory control? This layer is an additional cost you can purchase some, annuity, of their losses and risks should not be used at any same / a word is used in a real guarantee of product losses.



The only real guarantee is that you must pay taxes ... As a general rule, protected from any real loss of the market, while in reality there is none, and once Sometimes I try to change the product, the risk variable design board and determine which is the risk of the product include not.Real not hidden in the design, you can create a false sense of security that the product has a direct impact on the market and the real potential for the loss of any customer, not to mention the value or senior retiree.



Unacceptable the definition of product design is a real problem folks.Once again the recent decision of March 2006 delivered by the NASD, which is good for the exchange variable annuity for another because of the advantages of a better life. And 'the idea of being in compliance? Then they get upset with the product, the, annuity, proposed project to prevent the loss of capital and the risk of an attack, as competition, when in reality it is they who have decided to allow [the, annuity, mixing of two different worlds products] (products guaranteed against the risk of loss of production of the so-called "living benefits"), and indeed all of why so many complaints still abound .



[Go S. Ball Ping Pong Ball] Index Annuity Annuity VS. The NASD refers to an index of variable annuity product as a "hopping" is a term that should apply to their "new performance benefits of variable life" by allowing a dangerous product that is not .... pretending to go to the likelihood of any risk to the introduction of product.I 'M word risk guarantee "is not quite sure of the actual product is any NASD chief said annuities difference.Their indicators are too difficult to understand! thus on the basis of these, annuity, observations, which can not only, annuity, understand the difference between the actual results of the actual loss of product warranty on the variable annuity with living benefits? Perhaps it is time to review the basis of a pension at the highest level, and not divert the attack, and attack or other

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